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Understanding FICO 08 – Credit Consultants Austin TX

What is FICO 08 and How Does it Affect Your Credit Score? Fair Isaac has released their much anticipated FICO 08 scoring model. This new credit scoring formula has many differences relative to its predecessor FICO model. FICO 08 is the first big change in Fair Isaac’s scoring model since the 1980’s. Fair Isaac proudly … Read moreUnderstanding FICO 08 – Credit Consultants Austin TX

Reporting Agencies and Your Credit Score – Credit Repair Austin TX

Why the Credit Reporting Agencies Aren’t Interested in You Having Great Credit. The “Big 3” Credit bureaus, or credit reporting agencies as they are now called, are TransUnion, Equifax, and Experian. These are private, for profit companies who make money by selling consumer information. Your credit profile is made up of data collected by your … Read moreReporting Agencies and Your Credit Score – Credit Repair Austin TX