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How it Works

Step One

You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Experian, and TransUnion. We have an established partnership with a third-party credit monitoring service that we can obtain the reports from. They also offer a lot of additional features in their membership. We can help you with obtaining your reports.

Step Two

Second, we provide you with a deep credit analysis of your credit reports, spotting all negative and inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we provide you with step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our credit score improvement program.

Step Three

Third, we upload all of the inaccurate, misleading and unverifiable information into our system, and begin challenging questionable information with the credit bureaus, creditors, and collectors. Once the dispute letters are ready, we send them out and wait 30 to 40 days for updates. You can track your credit repair progress using our secure online portal. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our credit score improvement program.

Step Four

Once the updated credit reports come back, we analyze the updates for any changes to the inaccurate, misleading and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading and unverifiable items. If the item comes back verified with no change, we follow up with the credit bureaus to try to get a resolution on why the inaccurate information is still on the credit report. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our credit repair and credit score improvement program.

WHAT IS INCLUDED IN THE SERVICE

  • Late pays
  • Tax liens
  • Inquiries
  • Short sales
  • Collection accounts
  • Identity Theft
  • Charge-offs
  • Account sold
  • Authorized users
  • Bankruptcies
  • Outdated Information
  • Medical bills
  • Repossessions
  • Foreclosures
  • Duplicates
  • Child support

Our Specialists Offer Credit Repair Services in Austin, TX

To put it simply, the major credit agencies have little interest in helping you pay off your debt and increase your credit scores. The big three credit bureaus – Experian, TransUnion, and Equifax – make money by selling credit reports and consumer information to creditors. Consumer information belonging to individuals with low credit is considerably more valuable than the information belonging to those who have great credit. For that reason, the system is inherently flawed, leading to scenarios where individuals with poor credit have a difficult time crawling out of the hole. More insidiously, because these bureaus make more money off bad credit than good credit, they have little incentive to provide accurate reports. That’s where we come in. MyCreditRepairSpecialists.com offers premium credit repair services in and around Austin, TX.

We Eliminate Inaccurate Reporting from Your Report

Both the Federal Fair Credit Reporting Act (FCRA) and the Federal Fair Debt Collection Practices Act (FDCPA) protect you from unethical behavior on the part of the credit bureaus and collections agencies. We know how to navigate what the law does and doesn’t allow these organizations to do, and we possess the resources to remove credit reporting that is not accurate. Our firm is dedicated to helping you achieve whatever dreams you have, from upgrading to a brand new car to purchasing the home of your dreams.

We Wipe the Slate Clean So You Can Start Anew

It is essential you understand how to pull yourself out of a bad credit hole. Unfortunately, paying collections or ignoring the problems aren’t suitable solutions. However, MyCreditRepairSpecialists.com is here to tell you there is a solution. There’s no reason why you and your family can’t buy that dream home. If poor credit is preventing you from having the things you most want, call our offices today. Our professionals are capable of wiping the slate clean.